Can you give me some tips on how I can find some good auto insurance rates here in Connecticut?

Reader’s Question:

Can you give me some tips on how I can find some good auto insurance rates here in Connecticut?

Darwin

Hartford, CT



Definitely! Everyone deserves to know a thing or three about the ways to save money on their auto insurance (and not just you folks in Connecticut). Here are some tips:


  • Know Where to find a Cheap Auto Insurance Quote

How? Get a free insurance rate quote online, using one of the many auto insurance comparison websites like this one. Within minutes you can compare the latest offers from dozens of insurers in your area. This maximizes your chances of finding affordable auto insurance coverage.


  • Know Your Discounts

Discounts are really helpful in reducing your auto insurance quote and costs. There are plenty available and you just have to know which ones you’re eligible for (or can work to get). Always do your homework or ask prospective insurers about all their discount options.


  • Drive Safely and Responsibility

Daredevil antics while behind the wheel will not help you get affordable auto insurance. Keeping a good driving record consistently is the key to enjoying the best auto insurance rates for many years to come.


  • Look for the Best Companies

Easier said than done? Not when you have the Better Business Bureau and the many independent rating agencies (e.g. Moodys, J.D. Power, A.M. Best) to help you out. With these you can compare the performance of companies and find out which auto insurers you should go with.


  • Make Your Policy Work for You


First, eliminate redundant coverage items. For example: Personal Injury Protection works the same way as an excellent medical insurance policy. Next, get a higher deductible (not the highest, unless you can afford it once you do need to file a claim) to lower your premiums. Going on an annual payment plan is also a good idea to reduce your overall insurance costs.

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